ACHARYA, U. .; BHOJAK, N. The Transformative Effects of Artificial Intelligence, Machine Learning, and Blockchain on the Fintech Sector: A Systematic Review. Ramanujan International Journal of Business and Research, [S. l.], v. 9, n. 2, p. 49–60, 2024. DOI: 10.51245/rijbr.v9i2.2024.1795. Disponível em: https://rijbr.in/1/article/view/1795. Acesso em: 14 oct. 2025.