Performance Appraisal of the Jogindra Central Co-operative Bank Limited of Himachal Pradesh

Abstract

Cooperatives play a significant role in the institutional credit structure. Cooperative credit institutions spread all over India and providing their services at the grass root level. District Central Co-operative Banks finance to the Primary Societies affiliated to them. They also supervise and guide the functioning of the member societies at the district level. Since District Central Co-operative Banks are the important segment of Cooperative credit system and also it is important to know the functioning of these banks. The purpose of this paper is to study the growth and performance of the Jogindra Central Co-operative Bank Limited functioning in the state of Himachal Pradesh. The study is based on secondary data drawn from the annual reports of Jogindra Central Co-operative Bank Limited.